June 14, 2024

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You Rather Be Automotive

Red Shield Administration Offers A Variety Of Vehicle Protection Plans

A picture of a car that is driving down the road with a vehicle protection plan from Red Shield Administration on it.

Vehicle protection plans are designed to fill gaps in coverage left by manufacturer’s warranties and auto insurance policies. Since manufacturer’s warranties have an expiry date, vehicle protection plans can be the perfect replacement as they can provide the same level of coverage. 

While you can obtain an auto service warranty from any one of the many service providers in the industry, Red Shield Administration is known to offer the best vehicle protection plans as well as top-notch customer service. This means they offer great value for money. 

Choosing the Right Vehicle Protection Plan

It is important to note that Red Shield Administration offers a variety of packages to suit the needs of different types of consumers. When looking for a suitable plan to suit your needs, you have to consider a variety of factors, including:

1. Cost

When searching for a vehicle protection plan, you should know that different plans come at different prices. By comparing the premiums charged by different firms, you will be able to identify the most competitively-priced vehicle protection plans for your needs. However, cost shouldn’t be the primary factor of consideration because what you’d like to get is value for money. Ideally, you should compare premiums after identifying plans that meet all your other requirements. 

2. Coverage

Some plans offer bumper-to-bumper coverage, while others only cover certain parts. You’ll have to compare the systems or parts covered by different vehicle protection plans before you decide to commit yourself. If you’re concerned about the high cost of replacing components in your vehicle’s powertrain, you should search for a plan that covers the whole powertrain of your vehicle. 

3. Coverage Limit

This is a key factor of consideration. You want a policy that offers sufficient coverage. If a vehicle is worth $10,000, the ideal plan should offer at least $10,000 worth of liability coverage. In case of extensive damage, you will not have to worry about paying the high cost of repairs out of pocket. 

4. Exclusions

The exclusion clause of a vehicle protection plan is a key factor to take into consideration. Therefore, you will need to go through the exclusion clause of a plan to find out exactly what the contract does not cover. This will help to prevent inconveniences in the future. 

Red Shield Administration Vehicle Protection Plans

A picture of someone confidently driving their car down the road knowing that Red Shield Administration will help.

The company offers five different types of vehicle protection plans. These are; WRAP, Premier, Premium, Preferred, and Powertrain plans. While they may offer different levels of coverage, all these plans come with 24-hour roadside assistance, free towing, and a rental car program. 

This means that whenever you experience a breakdown, the company will send a team to offer roadside assistance. You will also be provided a free rental car until your vehicle is fixed and ready for use. 


This is a bumper-to-bumper vehicle protection plan. It covers every vehicle component. If any component has to be repaired or replaced, Red Shield Administration will pay the full cost. However, it is important to note that some exclusions exist, so be sure to read your contract to identify components that are not covered. 

The parts covered include; the transfer case, engine, transmission, suspension, air conditioning, steering, drive axle, cooling system, fuel system, braking system, electrical, seals, and gaskets, among others. 

ii) Premier Plan

This is considered the best Red Shield Administration vehicle protection plan. It offers an exclusionary level of coverage. It comes with a list of exclusions, mainly comprising components that usually wear out fast. The only difference between the WRAP and the Premier plan is the list of exclusions, so be sure to check the list before you decide to make a purchase. 

iii) Premium Plan

Unlike the WRAP and Premier plans, which cover every vehicle component except the list provided under the exclusions, the premium plan only covers listed components. It provides coverage for the following vehicle parts; the powertrain, front and rear suspension, electrical, cooling, air conditioning, fuel delivery, electronics, ABS, and interior/exterior components, among others. Be sure to check the list of covered components to find out precisely what the plan covers.

iv) Preferred Plan

It covers the steering system, both manual and power, basic electrical components, the front suspension system, the braking system, the basic a/c system, the sport utility, and basic electronics. You must read the contract to find out exactly what the plan covers as well as the coverage limits. This will help to prevent misunderstandings and disappointments in the future. 

v) Powertrain Plan

It provides coverage for expensive components in a vehicle, including the engine, both gasoline and diesel, supercharge, transfer unit for 4×4, front and rear axles, and automatic and manual transmission, among others. 

Just like the preferred and premium plans, the powertrain plan does not have exclusions. Instead, it offers inclusions. This means that anything that is not listed is not covered. Be sure to read your agreement carefully and check the coverage limits before you decide to make a decision. 

Red Shield Administration is an A+-rated business that puts customers first. It is always a good idea to speak to one of their representatives about your needs, as this will help you pick the right plan. If you know exactly what you need, however, you can easily choose a vehicle protection plan that best matches your needs. 

Ideally, you should not be in a hurry to commit because you do not want to buy a plan that does not meet your minimum requirements. If your vehicle is still covered by a manufacturer warranty, you may not need bumper-to-bumper protection. However, if the manufacturer’s warranty has expired, you need a plan with a few exclusion clauses.